Independent risk rating for Decred (dcr). Last updated 2026-03-31.
Decred (dcr) has a ZARQ Safety Rating of Baa3 (52.1/100) and a Vitality Score of C (41/100). Risk level: DISTRESS. Crash probability: 34%. Distance-to-Default: 1.5. Last updated: 2026-03-31. Based on 7 quantitative pillars including NDD, crash probability, TVL, and DeFi yield analysis. No structural weaknesses detected.
RatingBaa3
Score52.1/100
Crash Prob34%
AlertDISTRESS
52.1
Trust Score
Composite score 0-100 across 5 pillars
1.5
Distance-to-Default
Elevated risk — approaching distress
34%
Crash Probability
Model-estimated likelihood of >50% drawdown
$20.30
Price (USD)
41
Vitality Score
Grade C — ecosystem health
Vitality Score Breakdown
The ZARQ Vitality Score measures ecosystem health and crash resistance across 5 dimensions. Decred scores 41/100 (Grade C), indicating crash resistance — backtested high-Vitality tokens lost 44% less during the 2025–2026 market crash (p < 0.001). Backtested ✓Methodology
Ecosystem Gravity50
Multi-chain presence, protocol count, DeFi depth
Capital Commitment42
TVL stability, locked capital, market cap rank
Coordination Efficiency40
Audit coverage, category diversity, yield density
Stress Resilience53
Drawdown recovery, NDD stability, crash probability
Decred has an elevated crash probability of 34%, warranting extra caution. No structural weaknesses have been detected. The Distance-to-Default stands at 1.5, with an alert level of DISTRESS. Rating: Baa3. Vitality Score: 41/100 (Grade C). Backtest results
Disclaimer: This is quantitative risk analysis, not investment advice. Crypto assets are volatile and can lose value rapidly. Never invest more than you can afford to lose. ZARQ provides independent risk data — always do your own research before making investment decisions.
This token scores 52.1/100.
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Frequently Asked Questions
Is Decred safe to invest in?
Decred (dcr) currently holds a Baa3 rating from ZARQ with a trust score of 52.1/100. This is an investment-grade rating at the lower end, indicating moderate risk. The current crash probability is 34%, and its Distance-to-Default stands at 1.5. No structural weaknesses detected. Over the past 90 days, Decred has experienced a 42.2% maximum drawdown. The alert level is DISTRESS. As with all crypto investments, you should conduct your own research and consider your risk tolerance.
What is Decred's risk rating?
ZARQ rates Decred at Baa3 on a Moody's-style scale (Aaa to C), where Baa3 and above is investment grade. The trust score is 52.1 out of 100, based on five quantitative pillars: ecosystem strength (77.5/100), contagion risk (45.0/100), historical resilience (55.0/100), fundamental quality (47.5/100), and rug pull risk (40.0/100). The strongest pillar is ecosystem strength, while rug pull risk scores lowest. The alert level is currently DISTRESS.
Will Decred crash?
ZARQ's crash model estimates a 34% probability of a >50% drawdown for Decred. The Distance-to-Default (NDD) is 1.5, which indicates elevated risk — approaching distress. The structural integrity signal (Sig6) is 4.5, and there are 0 structural weakness signals active. No structural weaknesses detected. These are model-based estimates updated daily, not guarantees of future performance.
Should I invest in Decred?
Decred holds a Baa3 rating from ZARQ. The crash probability is 34% and the Distance-to-Default is 1.5. These metrics suggest notable downside risk. However, ZARQ provides risk data, not investment advice. All crypto investments carry significant risk, including total loss of capital. Consider your risk tolerance, portfolio diversification, and investment horizon. Never invest more than you can afford to lose.
Decred price prediction — what does the risk data say?
ZARQ does not make price predictions for Decred. Instead, we provide quantitative risk metrics: the crash probability is 34% (probability of a >50% drawdown), the Distance-to-Default is 1.5, and the alert level is DISTRESS. No structural weakness signals are active. These risk signals are updated daily and can help inform — but not replace — your own analysis.
Is Decred a scam?
ZARQ's analysis of Decred shows a Baa3 rating. No structural collapse signals detected. ZARQ monitors Decred daily across 7 quantitative risk signals including Distance-to-Default, crash probability, and structural integrity. While these signals can flag elevated risk, they cannot definitively determine if an asset is fraudulent. Always verify the project's team, code, and community independently.
What are the pros and cons of Decred?
Based on ZARQ's quantitative analysis, Decred (dcr) has the following strengths: No structural collapse signals detected; Daily automated risk monitoring by ZARQ. Key risks include: Elevated crash probability (34%); Approaching distress threshold (NDD: 1.5). These assessments are based on daily-updated risk models and should be considered alongside your own research and risk tolerance.
Disclaimer: ZARQ ratings are quantitative risk assessments, not investment advice. Past performance does not predict future results. Always do your own research.