Is Chime – Mobile Banking Safe?
Chime – Mobile Banking — Nerq Trust Score 62.0/100 (C+ grade). Score based on 2 independent trust signals. Last analyzed: 2026-04-12
Chime – Mobile Banking is a iOS app with a Nerq Trust Score of 62.0/100 (C+), based on 3 independent data dimensions. Last analyzed: 2026-04-12 Security: 70/100. Popularity: 75/100. Data sourced from App Store metadata, privacy labels, permissions analysis, and developer history. Last updated: 2026-04-12. Machine-readable data (JSON).
Is Chime – Mobile Banking safe?
Trust Score Breakdown — Chime – Mobile Banking has a Nerq Trust Score of 62.0/100 (C+). Measured across 2 independent trust signals (as of 2026-04-12).
What is Chime – Mobile Banking's trust score?
Chime – Mobile Banking has a Nerq Trust Score of 62.0/100, earning a C+ grade. This score is based on 2 independently measured dimensions including security, maintenance, and community adoption.
What are the key security findings for Chime – Mobile Banking?
Chime – Mobile Banking's strongest signal is popularity at 75/100. No known vulnerabilities have been detected.
What is Chime – Mobile Banking and who maintains it?
| Author | Chime Financial, Inc. |
| Category | iOS Apps |
| Source | N/A |
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Safety Guide: Chime – Mobile Banking
What is Chime – Mobile Banking?
Chime – Mobile Banking is a iOS app — Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees. Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. o.
How to Verify Safety
Check App Store privacy labels. Review permissions. Look up developer.
You can also check the trust score via API: GET /v1/preflight?target=Chime – Mobile Banking
Key Safety Concerns for iOS app
When evaluating any iOS app, watch for: excessive permissions, data collection, in-app purchases, age appropriateness.
Measured Signals
Chime – Mobile Banking has a Nerq Trust Score of 62/100 (C+). This score is a composite of automated measurements of security, maintenance, community, and quality signals.
Key Takeaways
- Chime – Mobile Banking has a Trust Score of 62/100 (C+).
- The score is a measured composite — it is not a suitability judgment. Evaluate the individual signals against your own requirements.
- Query the current measured values via the Nerq API.
Detailed Score Analysis
| Dimension | Score |
|---|---|
| Security | 70/100 |
| Maintenance | 60/100 |
| Popularity | 75/100 |
| Quality | 50/100 |
| Community | 50/100 |
Based on 5 dimensions. Data from App Store metadata, privacy labels, permissions analysis, and developer history.
What data does Chime – Mobile Banking collect?
Chime – Mobile Banking is published by Chime Financial, Inc. on App Store, with approximately 1,377,588 downloads.
Privacy score: 65/100. Users should review the app's privacy labels (available on the App Store listing) to understand what data categories are collected, including identifiers, usage data, and location information.
Before granting permissions, check whether the app requests access to camera, microphone, contacts, or location — and whether each permission is necessary for the app's core functionality.
Full analysis: Chime – Mobile Banking Privacy Report · Privacy review
Is Chime – Mobile Banking secure?
Security score: 70/100 (0-100, higher = fewer measured security issues).
Nerq monitors this entity against NVD, OSV.dev, and registry-specific vulnerability databases for ongoing security assessment.
Full analysis: Chime – Mobile Banking Security Report
How we calculated this score
Chime – Mobile Banking's trust score of 62.0/100 (C+) is computed from App Store metadata, privacy labels, permissions analysis, and developer history. The score reflects 5 independent dimensions: security (70/100), maintenance (60/100), popularity (75/100), quality (50/100), community (50/100). Each dimension is weighted equally to produce the composite trust score.
Nerq analyzes over 7.5 million entities across 26 registries using the same methodology, enabling direct cross-entity comparison. Scores are updated continuously as new data becomes available.
Signals last measured on April 12, 2026. Data version: 1.0.
Full methodology documentation · Machine-readable data (JSON API)
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Disclaimer: Nerq trust scores are automated measurements based on publicly available signals. They are not endorsements, verdicts, or guarantees of suitability. Always evaluate the signals against your own requirements.