Is Plaid Safe?

Plaid — Nerq Trust Score 48.2/100 (D grade). Score based on 2 independent trust signals. Last analyzed: 2026-04-12

Plaid is a SaaS platform with a Nerq Trust Score of 48.2/100 (D), based on 3 independent data dimensions. Last analyzed: 2026-04-12 Security: 90/100. Popularity: 0/100. Data sourced from company registration, SOC 2/ISO 27001 certifications, privacy policy analysis, and app store metadata. Last updated: 2026-04-12. Machine-readable data (JSON).

Is Plaid safe?

Trust Score Breakdown — Plaid has a Nerq Trust Score of 48.2/100 (D). Measured across 2 independent trust signals (as of 2026-04-12).

Security Analysis → Plaid Privacy Report →

What is Plaid's trust score?

Plaid has a Nerq Trust Score of 48.2/100, earning a D grade. This score is based on 2 independently measured dimensions including security, maintenance, and community adoption.

Security
90
Popularity
0

What are the key security findings for Plaid?

Plaid's strongest signal is security at 90/100. No known vulnerabilities have been detected.

Security score: 90/100 (strong)
Popularity: 0/100 — 16,209 stars on SaaS

What is Plaid and who maintains it?

AuthorUnknown
CategorySaaS
SourceN/A

SaaS Assessment

Security & Compliance

Plaid holds: SOC 2.

Open Source

Plaid is open source with 16,209 GitHub stars.

Plaid Across Platforms

Same developer/company in other registries:

plaid
68/100 · gems
plaid
48/100 · crates
Plaid
46/100 · nuget

Similar Saas by Trust Score

Zendesk (57)Freshdesk (57)Linear (57)Deel (57)BambooHR (57)
See all safest Saas →

Compare

Plaid vs ZendeskPlaid vs FreshdeskPlaid vs Linear

Safety Guide: Plaid

What is Plaid?

Plaid is a SaaS platform — Financial data aggregation platform connecting apps to bank accounts. SOC2 Type II certified..

How to Verify Safety

Check SOC 2 compliance. Review data handling and incident history.

You can also check the trust score via API: GET /v1/preflight?target=Plaid

Key Safety Concerns for SaaS platform

When evaluating any SaaS platform, watch for: data security, compliance certifications, incident history.

Measured Signals

Plaid has a Nerq Trust Score of 48/100 (D). This score is a composite of automated measurements of security, maintenance, community, and quality signals.

Key Takeaways

Detailed Score Analysis

DimensionScore
Security90/100
Maintenance50/100
Popularity0/100
Quality40/100
Community35/100

Based on 5 dimensions. Data from company registration, SOC 2/ISO 27001 certifications, privacy policy analysis, and app store metadata.

What data does Plaid collect?

Plaid is a SaaS platform. Financial data aggregation platform connecting apps to bank accounts. SOC2 Type II certified.

Privacy score: 49/100. As a SaaS platform, Plaid processes user data in the cloud. Review the privacy policy for details on data retention, third-party sharing, and data processing locations.

For business use, request a Data Processing Agreement (DPA) and verify GDPR compliance before uploading sensitive data.

Full analysis: Plaid Privacy Report · Privacy review

Is Plaid secure?

Security score: 90/100. Financial data aggregation platform connecting apps to bank accounts. SOC2 Type II certified.

Check Plaid's security page for certifications such as SOC 2 Type II, ISO 27001, or GDPR compliance documentation. These certifications indicate that the vendor follows established security practices and undergoes regular audits.

For enterprise deployments, verify SSO/SAML support, role-based access control, and audit logging capabilities.

Full analysis: Plaid Security Report

Plaid Across Platforms

Same developer/company in other registries:

plaid (gems, 68/100)plaid (crates, 48/100)Plaid (nuget, 46/100)

How we calculated this score

Plaid's trust score of 48.2/100 (D) is computed from company registration, SOC 2/ISO 27001 certifications, privacy policy analysis, and app store metadata. The score reflects 5 independent dimensions: security (90/100), maintenance (50/100), popularity (0/100), quality (40/100), community (35/100). Each dimension is weighted equally to produce the composite trust score.

Nerq analyzes over 7.5 million entities across 26 registries using the same methodology, enabling direct cross-entity comparison. Scores are updated continuously as new data becomes available.

Signals last measured on April 12, 2026. Data version: 1.0.

Full methodology documentation · Machine-readable data (JSON API)

Frequently Asked Questions

Is Plaid Safe?
Plaid with a Nerq Trust Score of 48.2/100 (D). Strongest signal: security (90/100). Score based on Security (90/100), Popularity (0/100).
What is Plaid's trust score?
Plaid: 48.2/100 (D). Score based on Security (90/100), Popularity (0/100). Scores update as new data becomes available. API: GET nerq.ai/v1/preflight?target=Plaid
What are safer alternatives to Plaid?
In the SaaS category, more SaaS platforms are being analyzed — check back soon. Plaid scores 48.2/100.
Is Plaid GDPR compliant?
Nerq recomputes Plaid's trust score as new data becomes available. Current: 48.2/100 (D), measured 2026-04-12. API: GET nerq.ai/v1/preflight?target=Plaid
Does Plaid sell my data?
Review Plaid's privacy labels and data safety sections. Security score: 90/100. Trust score: 48.2/100.
API: /v1/preflight Trust Badge API Docs

See Also

Disclaimer: Nerq trust scores are automated measurements based on publicly available signals. They are not endorsements, verdicts, or guarantees of suitability. Always evaluate the signals against your own requirements.

We use cookies for analytics and caching. Privacy